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Expert Physicians Across All Medical Specialties
All physicians are U.S.-based, licensed, and board-certified specialists. Our panel is composed of highly qualified professionals dedicated to providing fair, objective, and evidence-based medical opinions regarding claimant functionality.
Many of our physicians hold board certifications in multiple specialties or subspecialties, providing valuable multidisciplinary expertise for complex cases. All physician certifications are issued by member boards of the American Board of Medical Specialties (ABMS), including organizations such as the American Board of Psychiatry and Neurology (ABPN), the American Board of Internal Medicine (ABIM), and the American Board of Physical Medicine and Rehabilitation (ABPMR).
Our doctorate-level neuropsychologists and psychologists are also experts in evaluating cognitive, psychological, and functional capacity.
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Expert Nurse Reviewers
UDC's credentialed nurses are U.S.-based, licensed professionals with extensive experience in medical, surgical, and behavioral health specialties. In addition to strong clinical backgrounds, our nurses have specialized expertise in disability insurance reviews, mortality reviews, underwriting, life care planning, and legal nurse consulting.
Our panel includes experienced Registered Nurses (RNs) and Advanced Practice Registered Nurses (APRNs) with diverse clinical expertise across multiple healthcare settings. Many have years of experience evaluating complex medical records and assessing functional capacity for disability insurance claims.
Our nurses prepare comprehensive clinical reports that summarize the claimant's medical history, identify key medical findings, and provide objective, evidence-based opinions regarding physical and psychological functionality. Every report is completed with a commitment to accuracy, consistency, and impartiality.
Long Term Disability
UDC clinicians have expertise and experience with all aspects of LTD claims. Our clinicians write medical file reviews focusing on evaluating restrictions and limitations. Vocational experts can address occupational related claims issues.
Workers Compensation
UDC physicians evaluate the medical aspects of worker compensation claims. We provide reports addressing examiners questions about diagnoses, causation and apportionment, relatedness and appropriateness of treatment, functionality, permanent impairment ratings as needed.
Long Term Care
UDC has a proprietary based Long Term Care Claim Assessment Manual in preparation in our case reports. Claim assessment is performed on a case-by-case clinical assessment basis and is primarily oriented towards ADL’s. In addition, we consider medical condition(s), any cognitive loss, medications, morbidity related to long term care and disability and any life expectancy factors caused by social issues, the loss of independence, and environmental factors.
Voluntary Work Place Benefits
UDC uses clinical knowledge to review health, dental, vision, life, disability, critical illness, AD&D, and cancer claims. UDC’s longevity in the benefits field and our broad range of board-certified specialist can review and expedite your claims.
Mortality Risk Reviews
Physicians and/nurses use ICD Codes and other methods of review and analysis, such as medical literature review, to determine life expectancy based on the medical history and the co-morbidities of the claimant.
IME Management Services
UDC can serve as an IME Quality Assurance Resource on your behalf for IMEs that are performed by vendors other than UDC. Before a final IME report is submitted, the draft report is sent to UDC Quality Assurance team to work with the IME physician utilizing UDC’s QA template. We resolve points of concern to then be signed off on by the IME provider. In this manor, UDC serves as an independent resource for the delivery of properly vetted IME reports.
Life Waiver Reviews
UDC disability experts review claims where waiver of premium during a period of inability to work is at issue. As appropriate, our vocational team can assist in Occupational Analysis and Transferable Skills Analysis pertaining to the claimant.
FMLA Reviews
Our FMLA clinicians can preform medical record reviews. Our vocational staff are experienced in returning employees to work and finding reasonable accommodation. We can work directly with the claimant’s attending physician to assist in their return to work status. UDC provides assistance with any worker compensation accommodation that may be required.
Expert Witness Testimony
UDC is well regarded for our expertise in working with attorneys in forensic medical screenings. We offer Forensic Medical Evaluation in Plaintiff and Defense cases including acting as Initial Advisors to devise a case strategy or Expert Witness Testimony for cases we are directly involved in.
Self Administered Health Plans
UDC works with businesses, municipalities, and government agencies that manage their own benefit plans. We offer medical evaluation of their employee’s function.
On- Site Consulting
UDC can place dedicated physician, nurse, or vocational consultants on site.